PayPatch · Payment infrastructure
Settlement & Reconciliation
Bring settlement records and payment activity together.
Automated merchant settlements, commission calculation and three-way reconciliation between gateway, bank and ledger.
- Cycles
- As agreed with provider
- Matching
- Bank & payment records
- Reports
- CSV, XLSX, API
- Tracking
- Merchant-wise records
Capabilities
Built around your payment operations
- T+0 and T+1 settlement cycles
- Merchant-wise settlement reports
- Commission & MDR engine
- Three-way reconciliation
- Chargeback management
- GST invoice generation
- Ledger with full audit trail
- Downloadable MIS reports
Business fit
Designed for
- Payment aggregators
- Marketplaces
- Franchise networks
- Finance teams
Payment workflow
How Settlement & Reconciliation works
01
Capture
All transactions recorded in a unified ledger.
02
Match
Bank statements matched automatically.
03
Settle
Net amounts paid out to each merchant.
Complete your payment stack
All productsLet's build your payment infrastructure.
Discuss your payment flows, banking requirements and deployment preferences. Start with a scope that fits your business.