PayPatch.
Your payments.
Your platform.
Collect payments, manage payouts and reconcile settlements. White-label payment infrastructure for Indian fintechs, marketplaces and enterprises.
Your brand. Your payment workflows.
Build a consistent payment experience across checkout, merchant operations and reporting. Choose a deployment approach that fits your infrastructure and data requirements.
- ✓Deploy on your servers or cloud
- ✓Customisable payment flows
- ✓Your branding, your platform
- ✓Complete data ownership
Connect technology with the right payment rails.
Plan your acquiring integrations, merchant IDs and settlement flows alongside the platform. Availability depends on the banks, providers and approvals involved.
- ✓Acquiring integration planning
- ✓Merchant onboarding workflows
- ✓Routing across connected providers
- ✓Payment status and settlement visibility
Your business
Your brand & systems
PayPatch
One connected platform
Everything you need, built into one deployment.
Payins
Collect payments through UPI, cards, net banking and wallets with a fully customisable checkout that carries your logo, domain and colours.
Learn more →Payouts
Coordinate vendor payments, merchant disbursals, salaries and refunds through supported bank transfer methods, with beneficiary checks and transaction status tracking.
Learn more →Payment Orchestration
Bring collections, provider selection, payment status and refunds into a consistent integration layer. Coordinate payment operations across your connected gateways and banks, with capabilities confirmed for each provider and deployment scope.
Learn more →Smart Routing
Configure how transactions are distributed across banks and merchant IDs. Define routing priorities and fallback behaviour around provider availability and your operational requirements.
Learn more →Settlement & Reconciliation
Automated merchant settlements, commission calculation and three-way reconciliation between gateway, bank and ledger.
Learn more →Verification APIs
Connect bank account and identity checks to merchant, vendor and customer onboarding. Supported checks depend on authorised providers, consent requirements and your integration scope.
Learn more →Supported payment methods
Ownership, not rental.
Unlike traditional gateways, PayPatch gives you full ownership of your payment infrastructure.
| Feature | PayPatch | Traditional payment SaaS |
|---|---|---|
| Deployment | Self-hosted or private cloud | Vendor hosted |
| Branding | Fully white-label | Powered by provider |
| Customisation | Unlimited | Limited |
| Data ownership | Your servers | Vendor controlled |
| Infrastructure control | Full | Restricted |
| Pricing | Volume-based, transparent | Fixed % per transaction |
Built for every kind of payment business.
Fintech startups
Build branded payment workflows around your product, with a defined integration and deployment scope.
Payment aggregators
Run multi-merchant operations with routing, settlement and MDR engines.
Marketplaces
Coordinate buyer payments, seller payouts and transaction reporting across your connected providers.
Digital platforms
Coordinate customer collections and beneficiary disbursals with status tracking and operational controls.
E-commerce & D2C
Connect checkout, payment links, refunds and settlement reporting to your commerce operations.
Enterprises & BFSI
Plan payment infrastructure around existing systems, data requirements and internal operating policies.
A clear path from requirements to deployment.
Define the scope
Review payment flows, expected volumes, existing systems and required modules.
Plan integrations
Agree on deployment, banking dependencies and implementation responsibilities.
Configure & test
Validate payment states, refunds, webhooks and reconciliation before production.
Prepare for launch
Complete required approvals and confirm monitoring, access and support arrangements.
Frequently asked questions
What is a white-label payment gateway?
It is a complete payment processing platform that runs under your brand, domain and design. Your customers see only your company, while PayPatch provides the technology underneath.
Can PayPatch be deployed on our own servers?
Yes. You can deploy on your own data centre, AWS, Azure, GCP or any Indian cloud. We also offer a managed hosting option.
How are acquiring banks and MIDs connected?
Banking integrations are scoped around your existing relationships and the providers required for your use case. Merchant IDs and access to payment rails remain subject to provider onboarding and approval.
Which payment methods can be integrated?
The platform covers workflows for UPI, cards, net banking, wallets and bank transfers such as IMPS, NEFT and RTGS. Availability is confirmed for your banking providers and deployment scope.
Let's build your payment infrastructure.
Discuss your payment flows, banking requirements and deployment preferences. Start with a scope that fits your business.